Teaching kids money management
Parenting and managing money are two things most of us do – but there is very little material/training available about either of them, we are expected to figure this out as we go along. Teaching kids about money management is hardly discussed, though it could be one of the most important lessons that a child […]
Nothing to fear but fear of….
In my meetings with prospective clients, friends etc., topic of investing invariably comes up. I am a big proponent of investing in equities especially for long term goals and some people say that they are afraid of investing in equities as they believe it is too risky. I think it right for people to be […]
SENSEX in 2025….
P/E is about 22, should we be investing? This question was on top of our mind when we were considering investment plans for May-2016. As usual, we thought we should let data answer the question. We looked at all the companies that have current market capitalization of over 100 crores and have been listed since […]
Himalayan expedition, Risk taking, and Value creation
I was reading about the Himalayan expedition by Edmund Hillary and Tenzing Norgay and was surprised to find that there was a support staff of over 400 working with them to a make the expedition a success. Two people got all the glory while there were about 400 support staff who will never see any […]
3 things about compounding that could be better understood
Albert Einstein said “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” There are 3 aspects of compounding that, I believe, could be better understood. Rate of return matters: Most people believe that saving is enough and compounding will automatically work for […]
Running between the wickets is a great strategy
Virat Kohli & MS Dhoni showed that by good running between the wickets and hitting the odd poor ball to boundary one can safely score about 9 runs an over. This may not seem like a great approach but only 10 of the 46 scores in T20 world cup were 180 or more. Running between […]
IndusWealth FY 2015-16 results
As we end the financial year 2015-16, we are happy to share the results of IndusWealth model portfolio. Investing Rs 1 lakh a month since Jan 2014 in the IndusWealth portfolio would have gain of Rs 7,87,282. The same funds in invested in NIFTY would have a gain of Rs 14,577 or an opportunity loss of […]
It’s time to wake up and smell the coffee
When we move to a new place, we might find the weather or traffic a bit difficult to deal with. Once we stay there for a while this becomes our baseline and we are no more affected by the things that seemed to bother us earlier. There is no pre-set normal for us, we set […]
Making sense of market volatility
For a person standing outside a railway station and trying to understand the patterns of people entering and leaving the railway station – it will seem like people are exhibiting a random behavior. Keen observers will find that there are times when there is a significant traffic and there are periods when there is […]
Mirror mirror on the wall…
I was meeting a bunch of friends and at some point discussion went into stocks, one of them said that he doubled his money in a short span by investing in a leading company and a couple of others agreed that they also experienced a similar return. I was a bit skeptical, as any such […]
Dealing with market volatility
As we experience significant volatility in the market with sharp corrections we thought we should look at one of key questions most investors are asking themselves. How to evaluate holdings when there is a sharp fall in the market? To start with let’s look at why a stock should be purchased in the first place. […]
Tomorrow is round the corner
If one is given an offer to have Rs 100 today vs Rs 110 tomorrow, there is a high chance that many would opt for money today. Waiting a day for an additional Rs 10 does not seem bearable. Whereas the same person given similar offer in the future may take 110, for instance Rs 100 […]