Good guys don’t always win………………..

Assets under management (AUM) in the India’s mutual fund industry is INR 8,800 billion – 2014 KPMG report on mutual fund industry in India. AUM in the most liquid Index fund (Benchmark’s NIFTY BeES) is INR 6 billion, a paltry 0.07% of the AUM for mutual funds. NIFTY has returned 19% annually since 2001, which […]

Education pays, lets figure out paying for education…

It’s been established that better educated have a better financial future, greater job satisfaction, enjoy better life styles, and tend to be better parents.  “Education pays” is an interesting report you may want to read. Cost of education has been escalating at a steady clip worldwide and in India these have been much higher pace […]

Life is a lemon and I want my money back….

The most popular insurance product in India seems to be Endowment Policy!! Why? Because we like to get our money back!!! When someone is taken for a ride it is easy to blame the victim, but it is often the defrauder who exploits the good nature/vulnerabilities of the victim. Instead of reading a long diatribe about […]