Leveraging “HIL” model for investing…

Three friends Hardeep, Inder, and Laxman after graduation decided to start grocery shops in their respective towns. Hardeep was hard working and meticulous and was running a good business. Inder was not only hardworking & meticulous but also had a lot of initiative. He started offering home delivery, collecting mail etc as ancillary services to […]

Investing Rs 1,000 a week for 350 weeks

* This is an English version of the article published by us in Vikatan magazine.  (download article) As Vikatan is publishing its 350th edition, “350” was the theme for this article. We wanted to present the outcome of investment Rs 1,000 a week into various investment products – gold, bank paying 9%, and Index (Nifty) over […]

Intrinsic value vs Instrumental value – in a financial context

Intrinsic vs Instrumental value are usually discussed in a philosophical context, let’s discuss them in a financial context. The concept Intrinsic value in a philosophical context is something that is valuable by itself – like health, friendship etc. In a financial context, something has intrinsic value when it is generating profits and is reasonably expected […]

3W’s of Valuation

When a kid is asked to choose between 2 toys, the kid is trying to figure out which gives her greater pleasure (value).  As the kid grows up the she has to continue to value various options – which profession to pursue, which career to choose, which city to live it, who and when to […]

IndusWealth Results for FY 2014-15

Financial year 2014-15 has come to an end, and we are happy to share the results of IndusWealth portfolio: FY 2014-15 had stated with a market P/E of 19 and moved up to 23 by end of March (higher than the usual average of 18). In FY 2014-15, if one were investing on a monthly […]