3 “S”ins to avoid while saving for your kids college
Parents and prospective parents intuitively understand the importance of college education and are keen to ensure that they have enough funds to support their kids through college. Common challenges in planning for college are Starting too late Saving too little Selecting inappropriate products Starting too late: Saving for college becomes a must once the child is born. […]
Don’t put all your eggs in at the same time….
Most of us intuitively understand the concept and benefits of having a diversified portfolio – as we have heard “don’t put all the eggs in the same basket” umpteen times, if not more. Temporal diversification is less well understood. Temporal diversification is building up assets in a particular asset category over a period of time. […]
Instincts, Intellect, and Investing …….
Behavioural economics gives us excellent insights to leverage our instincts and intellect for investing. Let’s consider three emotional situations of Stress, Panic, and Greed. Stress: Lets say Sachin Tendulkar is coming to bat when he has failed to get runs in the last few games. It is only natural that he is thinking about his […]